#BUILDHERUP FEBRUARY | GINA DISTEFANO, MOM BOMBS

Welcoming our February #BuildHerUp nomination: Gina DiStefano, @gpdistefano @buybombshelpmoms! Gina is the CEO of the brand Mom Bomb. They are passionate women on a mission for moms, supporting this mission by bringing top-shelf bath products to the market. They give everything they make from each purchase, every dollar of profit, to their charity – Mom Bomb Giving Organization. They recognize that Moms give 100%, so they do too. Mom Bomb embodies tribe mentality through empowering and restoring women across the spectrum of motherhood. No one is excluded based on age, income, lifestyle, or affiliation. To them, every mom is critical in shaping the future. Every crisis is valid and every mom is worth helping.

“Tribe mentality is the human tendency to seek out and connect with like-minded people who share common interests, beliefs, or habits. At Mom Bomb, our tribe is moms, and we get up every day to serve our tribe. Beyond helping individuals, we are building community through social media to foster a tribe of empowered women. This community is collaborative, vibrant, and expanding daily.”

Their all-natural bath products are the perfect gift for yourself, teachers, co-workers, friends, family, and everyone on your list! Every donation comes with a product of your choice, so go ahead and splurge knowing that your purchase funds a 501c3 charity helping mothers in crisis.

Ginas’ pro-tip:

“The fastest way to the desired outcome is to be willing to have uncomfortable conversations along the way.”

Mom Bomb Giving Organization

“Mom Bomb Giving Organization was founded on the belief that all moms, regardless of socioeconomic status, age, ethnicity, or culture, face similar challenges. We love our children, but we have days where we want to pull our hair out, hide in the bathroom and cry, or teleport ourselves to “anywhere but here.” Life’s daily struggles keep us on our toes, but how do we manage if we are dealing with an unexpected illness, job loss, or any other situation that places us in immediate distress?

At Mom Bomb, we recognize that life is not like a Hallmark movie. Instead, we acknowledge that it is not only normal to feel overwhelmed, lonely, tired, and scared, but it is OKAY. That’s where we come in.

Mom Bomb is an army of moms committed to helping each other thrive. In times of distress, we provide moms with support to stem the tide and help them navigate a crisis. In other words, we give moms a chance to catch their breath.”


Have someone you would like to nominate for #Buildherup? Connect with us!

Information for Mom Bombs here at buybombshelpmoms.com

Behind The Transformation | 24 Grand View Ave

 

Come discover how Covelle & Company can help you sell your property.  As a seasoned realtor and interior designer,  Erica Covelle can take a property from distressed to daring. Designing, styling, and staging spaces is an art that takes a listing to the next level. Above you will see the inspiration for our latest project and listing, 24 Grand View. Erica produces her own designs, creating a cost-efficient renovation for the client to catapult and cash in on their well-deserved equity.

 

Luckily, Erica Covelle was born with the gift of making interior settings look fantastic. It’s what she loves most about her job selling real estate.  This talent (along with her experience as a professional interior designer and realtor) sets her apart from all other agents. She transforms “what it is” to “what it can be” while building equity and setting the scene to achieve top dollar numbers! Intrigued? Buckle up — we’re taking you through the design process of some of our most revealing transformations!  

   

Here are some pictures before the home has been designed:

Here’s just a snippet of how we transformed this home:

Bathroom 

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New vanity and some matte black hardware make this bathroom shine! 

Living Room

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Hello chic modern decor.

Kitchen

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From drab to fab — with new hardware and designer light fixtures! 

Master Bedroom

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With brighter walls, less clutter, and a modern feel, this space really opened up.

Contact us today to hear more about our top agents offering an exclusive white-glove service. 

Thank you for looking at Designs By Erica.  Check out our Pinterest to get some awesome inspiration!


Covelle & Co. | Your Real Estate Experts.

 

Covelle & Co. is a dynamic collective designing real estate success with a proven hybrid approach, encompassing unrivaled design expertise, an exceptional multi-faceted team and unparalleled network. Led by industry powerhouse Erica Covelle, the group crafts winning strategies that deliver consistent results for buyers, sellers and developers across Greater Boston.

Backed by 15 years of real estate experience and Erica’s extensive interior design background, Covelle & Co. drives substantial value for clients. Their studied approach filters current trends and aesthetics through the lens of ROI to capture huge gains with the smallest outlay. And with Compass Concierge available to cover all upfront costs, sellers have never been better equipped to maximize their returns. This exceptional vision also allows buyers to enjoy an instant equity boost while creating a home of style and substance.

By offering a robust, multi-talented team of agents and marketing experts, and by collaborating with the best photographers, videographers and writers, Covelle & Co. becomes the architect of smart and seamless real estate transactions. Their finely cultivated industry connections elevate off-market deals in even the tightest market conditions, and their design-centered approach frequently earns the attention of the Boston Globe and trade press. By leveraging exposure through their custom social media suite, Covelle & Co. also unleashes the power of more than 15,000 micro-influencers across channels.

Combining vision, intelligence and heart, Covelle & Co. is an outstanding choice for designing your real estate success.

 Contact us to hear more about our top agents offering an exclusive white-glove service.

What To Know as a First-Time Homebuyer

Buying a home for the first time is so exciting but can also be intimidating and stressful at the same time. There are so many things we feel we need to learn about becoming a homeowner before making one of the biggest financial investments of our lives. It turns out there are actually a lot of wonderful benefits that come with buying a home. We wanted to share some helpful things to know when considering buying your very first home based on frequently asked questions from actual first-time homebuyers.

 

Determining if You’re Ready

The first thing first-time homebuyers consider when thinking about buying a home is if they are really ready for this next step in life. In order to determine if you’re ready to become a homeowner you must consider the following: Have you been saving? Are you ready to settle down in a specific location? How is your credit score? Are you ready to keep-up with a home? Is your job secure? What are you looking for in a home? If you are considering these questions, then it is likely you are ready to purchase your first home. Having a savings and a secure job is incredibly important in order to come-up with a down payment on a home and be able to fulfill this long-term commitment. And, having good credit is important in order to get pre-approved for a mortgage. Not only do you need to be financially ready, but you also need to be emotionally ready. Buying your first home is a big change and responsibility. The process can be overwhelming which is why being emotionally prepared is so important.

 

Buying vs. Renting

One of the most frequently asked questions by first-time homebuyers is the difference between buying and renting. Well, there is a big difference, and there are many benefits that come along with buying and owning a home rather than renting. The first being that buying a home is a long-term investment. When you buy a home with a 30-year mortgage, you are making monthly payments to eventually own a home. Since most mortgage rates are fixed, that means you are paying the same amount monthly and ultimately avoiding the increasing costs of monthly rent payments. As time goes on, the value of the property increases and the homeowner builds equity. Those are just a few of the many benefits of buying your first home.

 

Getting Pre-Approved

Before even looking at homes, it is important to get pre-approved for a loan in order to know exactly what you can afford. This pre-approval can keep you on the right track while looking for homes and also avoid the possibility of looking at homes that are simply outside your price point. Pre-approved is based on financial information such as income, assets, proof of employment, and credit score. Homebuyers with higher credit scores get lower interest rates, and homebuyers with lower credit scores get higher interest rates. Overall, getting pre-approved before looking for a home will relieve stress for first-time homebuyers, creating a more seamless experience.

 

Mortgage Options

Did you know that 9 out of 10 home buyers choose a 30-year fixed-rate mortgage? Although there are so many financing options out there when it comes to buying a home, the 30-year fixed-rate mortgage is great for first-time buyers. Not only does it give you 30-years to pay off your mortgage, but the payments actually end up being lower. This allows more people to qualify for this loan. It also offers predictability since the payments are fixed meaning they will not change. Although the 30-year fixed-rate mortgage tends to be more popular among home buyers, the 15-year also has many benefits. The first being, you will be a homeowner in 15 years rather than 30. This means less time spent with monthly mortgage payments, less interest, and the ability to build home equity faster. Both the 30-year and 15-year mortgages are great options, but it all comes down to how much you can afford for monthly payments, as a 15-year fixed-rate mortgage requires higher monthly payments. When looking for the financing option for you, it is important to do your homework and be aware of how much you can afford before making a decision.

 

Finding a Realtor

Many first-time home buyers wonder if getting a realtor is really necessary when buying a home. The answer is, YES! Although you technically can buy a home without a realtor, having a realtor makes the experience so much easier for you as a buyer. First, realtors have the experience that you as a buyer do not. They know the ins and outs of the business and ultimately how to negotiate the best deals. Rather than playing a guessing game causing additional stress as a buyer, having a realtor gives you someone to lean on and trust through the process. Realtors have a lot of connections, as well as expertise in all areas such as properties, locations, negotiation, and the language of real estate. Realtors will not just help you find your first home, they will guide you and support you through the entirety of the process.

 

So, if the time is right, buying your first home could be the right move for you! There is so much to take into consideration when making this huge decision. It is important to do your homework when thinking about buying your very first home. Collecting as much knowledge as possible before diving into the process will only help to create a more seamless experience for yourself.  Hopefully, these tips helped you jumpstart the process of finding your dream home.

Are you ready for the Spring Market?

Are you prepared for the spring market? Have you thought about what you COULD be doing to get ready? Let our trusted lender Mike Suffoletto break it down for you.

 

The Spring market is upon us! Are you ready? Have you been preapproved? Have you talked to a realtor about current market conditions and strategies? Inventory is low, rates are low, and demand is extremely high. How can you be successful in this market? Let us get you ready! Preparation, education, and confidence are paramount!

 

The first step is to be prepared. Preparation starts with talking to a lender and getting preapproved. Preapproval is not only needed to view homes and make offers, but it is also vital to know what price range you could, or should, be looking within. Have your pay stubs, w2s, tax returns, and asset statements ready, as your lender will need them. Additionally, the preapproval also gives your lender an opportunity to help advise if any credit fixes or tweaks are needed. Your lender can analyze your loan structure to see if there are any alterations that can be made to help. The plan is to not only have you preapproved but to start preparing and adjusting so you can obtain the very best financing available.

 

The next step will be to educate by discussing the results of the preapproval, talking through your options, and answering any questions about the process. Most likely a lender will be able to preapprove you for much more than you planned. I suggest reviewing your options at different price points to compare the estimated payments. The purchase price of someone’s home, and their interest rate, usually take a backseat to the payment. Most people could not tell you their interest rate, but they know their payment! This analysis will help you to hone the proper price range, product, and down payment to get you a payment that is comfortable. If there are any outstanding questions or confusion about the process, now would be the time to ask!

 

Whether it is your first time buying, or you have bought multiple homes, the market and mortgage process is ever-changing. Your realtor, lender, and attorney team will guide you along the way. When you find “the home”, everything will happen very quickly. So being prepared and educated will allow you to make a confident and successful offer!

Want to know the current rates? Looking to get preapproved? Check out Mike’s website here. Once you have your pre-approval Contact us to hear more about our top agents offering an exclusive white-glove service.